Card Comparison
Chase Freedom Unlimited vs Chase Ink Business Unlimited
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
30,000 points
Spend $500 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
- Chase Travel 5x
- Dining 3x
- Drugstores 3x
- All Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
- Instacart Business $20
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Freedom Unlimited vs Chase Ink Business Unlimited
Is the Chase Freedom Unlimited or Chase Ink Business Unlimited better for dining?
Chase Freedom Unlimited earns 3x on dining; Chase Ink Business Unlimited has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Freedom Unlimited currently offers 30,000 pts signup bonus (spend $500 in 3 months). Chase Ink Business Unlimited offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Freedom Unlimited and the Chase Ink Business Unlimited?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.