The United Club℠ Infinite Card edges out the Cathay Pacific World Elite Mastercard for most cardholders — it wins on 3 of 4 comparison categories and offers 90,000 pts signup bonus earns more (up to 4x vs 3x). The Cathay Pacific World Elite Mastercard is the better choice if you want no or lower annual fee.
Cathay Pacific World Elite Mastercard vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Cathay Pacific 3x
- Dining 2x
- All Other Purchases 1x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
- Earn 10 Status Points
- Priority Boarding & Check In
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Common Questions: Cathay Pacific World Elite Mastercard vs United Club℠ Infinite Card
Is the Cathay Pacific World Elite Mastercard or United Club℠ Infinite Card better for dining?
Cathay Pacific World Elite Mastercard earns 2x on dining; United Club℠ Infinite Card earns 2x on dining. Cathay Pacific World Elite Mastercard wins for dining.
Which has the higher signup bonus in 2026?
Cathay Pacific World Elite Mastercard currently offers 38,000 pts signup bonus (spend $3,000 in 3 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Cathay Pacific World Elite Mastercard and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Cathay Pacific World Elite Mastercard is from Synchrony Bank and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.