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Card Comparison

Cathay Pacific World Elite Mastercard vs The Platinum Card from American Express Exclusively for Charles Schwab

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Cathay Pacific World Elite Mastercard card art
Cathay Pacific Asia Miles
Cathay Pacific World Elite Mastercard
Synchrony Bank
More Info
The Platinum Card from American Express Exclusively for Charles Schwab card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Charles Schwab
American Express
More Info
Annual Fee
$99/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
38,000 points
Spend $3,000 in 3 months
150,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • Cathay Pacific 3x
  • Dining 2x
  • All Other Purchases 1x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
Card Perks
  • Earn 10 Status Points
  • Priority Boarding & Check In
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: Cathay Pacific World Elite Mastercard vs The Platinum Card from American Express Exclusively for Charles Schwab

Is the Cathay Pacific World Elite Mastercard or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?

Cathay Pacific World Elite Mastercard earns 2x on dining; The Platinum Card from American Express Exclusively for Charles Schwab has no dining bonus.

Which has the higher signup bonus in 2026?

Cathay Pacific World Elite Mastercard currently offers 38,000 pts signup bonus (spend $3,000 in 3 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Cathay Pacific World Elite Mastercard and the The Platinum Card from American Express Exclusively for Charles Schwab?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Cathay Pacific World Elite Mastercard is from Synchrony Bank and The Platinum Card from American Express Exclusively for Charles Schwab is from American Express, so they're governed by separate bank policies.