Cathay Pacific World Elite Mastercard vs Sun Country Airlines Visa
Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.
Sun Country Airlines Visa leads on the listed facts.
Sun Country Airlines Visa leads on annual fee and highest listed earn rate. This is a starting point; category restrictions and the benefits you actually use can change the better fit.
Sun Country purchases is a meaningful part of your spending: it lists up to 5x there, versus Cathay Pacific World Elite Mastercard's listed maximum of 3x.
the current welcome offer is your priority: its estimated value is higher than Sun Country Airlines Visa's based on the offers recorded here.
This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.
Application links open the issuer or affiliate partner site. CardCurator may earn a referral fee, but the comparison is based on the listed card facts first.
Who should skip each card and fee break-even
Cathay Pacific World Elite Mastercard: decision context
Who should skip it: you will not realistically recover its $99/year fee through rewards and benefits you actually use; Sun Country Airlines Visa costs $89/year.
Base-spend fee break-even: $99 ÷ 1.20% (1x × 1.20¢ baseline value) = about $8,250/year, or $688/month, before credits. It lists up to $0/year in credits; count only credits you will actually use.
Offer-history verdict: Not enough recorded offer history to call this offer strong, typical, or a reason to wait.
Sun Country Airlines Visa: decision context
Who should skip it: the issuer's current offer, eligibility terms, or your planned use do not justify opening another account. Review the offer and approval context before applying.
Base-spend fee break-even: $89 ÷ 0.80% (1x × 0.80¢ baseline value) = about $11,125/year, or $928/month, before credits. It lists up to $0/year in credits; count only credits you will actually use.
Offer-history verdict: Not enough recorded offer history to call this offer strong, typical, or a reason to wait.
Application rules and eligibility
We do not infer approval odds or eligibility from this comparison. Review each card's approval data, the issuer's current offer terms, and your own recent applications before applying. Learn how common issuer rules work.
What leads on the listed facts
- Sun Country Airlines Visa wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Sun Country Airlines Visa reaches 5x; Cathay Pacific World Elite Mastercard reaches 3x.
- Annual fee: Sun Country Airlines Visa is $89/yr; Cathay Pacific World Elite Mastercard is $99/yr.
- Current public bonus values: Cathay Pacific World Elite Mastercard ~$646; Sun Country Airlines Visa ~$250.
Headline comparison · not personalized
This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.
Why you can trust this answer
CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.
Personalize this answer without sharing sensitive data
Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.
This step is meant to break close ties without asking for uploads, account creation, or exact spending data.
Sun Country Airlines Visa
Assumptions: default assumptions
No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.
- Cathay Pacific 3x
- Dining 2x
- All Other Purchases 1x
- Sun Country purchases 5x
- gas station & grocery store purchases 2x
- All Other Purchases 1x
- Earn 10 Status Points
- Priority Boarding & Check In
- 50% off first bag
- 50% off Best and Standard seat selections
- 10,000-point anniversary bonus When you spend $10,000 in the 12 month period following every account opening anniversary dateAfter $10,000 spend
Need more travel card options?
Both cards in this comparison come from non-partner banks, so the marketplace is shown only as a separate backup path after the comparison itself.
- Look for a welcome bonus you can realistically earn.
- Compare the annual fee against lounge access, travel credits, or hotel perks.
- Check issuer rules and current terms before you apply.
Use this only if you want broader partner inventory after you finish evaluating the cards in this head-to-head comparison.
Browse partner travel cardsQuick summary
A short version of the comparison with the main differences at a glance.
Sun Country Airlines Visa leads on annual fee and highest listed earn rate. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, Sun Country Airlines Visa tops out at 5x versus 3x for Cathay Pacific World Elite Mastercard. Current signup bonus values are roughly $646 for Cathay Pacific World Elite Mastercard and $250 for Sun Country Airlines Visa. Summary generated May 28, 2026. Source: https://cardcurator.ai/compare/cathay-pacific-world-elite-mastercard-vs-sun-country-airlines-visa
- Sun Country Airlines Visa wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Sun Country Airlines Visa reaches 5x; Cathay Pacific World Elite Mastercard reaches 3x.
- Annual fee: Sun Country Airlines Visa is $89/yr; Cathay Pacific World Elite Mastercard is $99/yr.
- Current public bonus values: Cathay Pacific World Elite Mastercard ~$646; Sun Country Airlines Visa ~$250.
Common Questions: Cathay Pacific World Elite Mastercard vs Sun Country Airlines Visa
Is the Cathay Pacific World Elite Mastercard or Sun Country Airlines Visa better for dining?
Cathay Pacific World Elite Mastercard earns 2x on dining; Sun Country Airlines Visa has no dining bonus.
Which has the higher signup bonus in 2026?
Cathay Pacific World Elite Mastercard currently offers 38,000 points (spend $3,000 in 3 months). Sun Country Airlines Visa offers 25,000 points (spend $1,000 in 9 months). Cathay Pacific World Elite Mastercard has the larger bonus.
Which card is better for international travel?
Cathay Pacific World Elite Mastercard: no foreign transaction fee listed. Sun Country Airlines Visa: no foreign transaction fee listed. Check the issuer's current terms before using a card abroad.
Can I hold both the Cathay Pacific World Elite Mastercard and the Sun Country Airlines Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Synchrony Bank, so check their specific application rules.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.