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CardCurator — Rewards Intelligence
Card Comparison

cashRewards vs Walmart OnePay CashRewards Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

cashRewards card art
Navy Federal Credit Union
cashRewards
Navy Federal Credit Union
More Info
Walmart OnePay CashRewards Card card art
Walmart - One Pay Rewards
Walmart OnePay CashRewards Card
Synchrony Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
Spend $2,500 in 3 months
3,500 points
Spend $75 in 3 months
Top Earn Rates
  • All Purchases 1.5x
  • Walmart with Walmart Plus 5x
  • Walmart without Walmart Plus 3x
  • All Other Purchases 1.5x
Reward Type
cashback
miles
Pts Value
~1.00¢/pt points · industry est.
~1.00¢/pt reward dollars · industry est.
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
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Common Questions: cashRewards vs Walmart OnePay CashRewards Card

Is the cashRewards or Walmart OnePay CashRewards Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

cashRewards currently offers 25,000 pts signup bonus (spend $2,500 in 3 months). Walmart OnePay CashRewards Card offers 3,500 pts signup bonus (spend $75 in 3 months). Walmart OnePay CashRewards Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the cashRewards and the Walmart OnePay CashRewards Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards is from Navy Federal Credit Union and Walmart OnePay CashRewards Card is from Synchrony Bank, so they're governed by separate bank policies.