The Free Spirit Travel More World Elite Mastercard edges out the cashRewards for most cardholders — it wins on 2 of 4 comparison categories and offers 65,000 pts signup bonus earns more (up to 3x vs 1.5x). The cashRewards is the better choice if you want no or lower annual fee.
cashRewards vs Free Spirit Travel More World Elite Mastercard
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All Purchases 1.5x
- Eligible Spirit Purchases 3x
- Eligible Dining Purchases 2x
- Grocery Store Purchases 2x
- 25% Rebate on inflight purchases
- Enjoy Two Free Checked Bags as a primary cardholder
- Group 2 Priority Boarding on all flights
- +1 more
Common Questions: cashRewards vs Free Spirit Travel More World Elite Mastercard
Is the cashRewards or Free Spirit Travel More World Elite Mastercard better for dining?
cashRewards has no dining bonus; Free Spirit Travel More World Elite Mastercard earns 2x on dining.
Which has the higher signup bonus in 2026?
cashRewards currently offers 25,000 pts signup bonus (spend $2,500 in 3 months). Free Spirit Travel More World Elite Mastercard offers 65,000 pts signup bonus (spend $1,000 in 3 months). Free Spirit Travel More World Elite Mastercard has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the cashRewards and the Free Spirit Travel More World Elite Mastercard?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards is from Navy Federal Credit Union and Free Spirit Travel More World Elite Mastercard is from Bank of America, so they're governed by separate bank policies.