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CardCurator — Rewards Intelligence
Card Comparison

cashRewards Secured vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

cashRewards Secured card art
Navy Federal Credit Union
cashRewards Secured
Navy Federal Credit Union
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
Annual Fee
No annual fee
$149/yr
Foreign Fees
None
None
Signup Bonus
None
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • All Purchases 1x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
Cash back only
No transfer partners
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Common Questions: cashRewards Secured vs Southwest Premier

Is the cashRewards Secured or Southwest Premier better for dining?

cashRewards Secured has no dining bonus; Southwest Premier earns 2x on dining.

Which has the higher signup bonus in 2026?

cashRewards Secured currently offers no current bonus. Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the cashRewards Secured and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards Secured is from Navy Federal Credit Union and Southwest Premier is from Chase, so they're governed by separate bank policies.