Card Comparison
cashRewards Secured vs Prime Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
None
25,000 points
Top Earn Rates
- All Purchases 1x
- Amazon 5x
- Whole Foods Market 5x
- Amazon 5x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
Common Questions: cashRewards Secured vs Prime Visa
Is the cashRewards Secured or Prime Visa better for dining?
cashRewards Secured has no dining bonus; Prime Visa earns 2x on dining.
Which has the higher signup bonus in 2026?
cashRewards Secured currently offers no current bonus. Prime Visa offers 25,000 pts signup bonus. Prime Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the cashRewards Secured and the Prime Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards Secured is from Navy Federal Credit Union and Prime Visa is from Chase, so they're governed by separate bank policies.
