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CardCurator — Rewards Intelligence
Quick Answer

The cashRewards Plus and Go Rewards are closely matched. cashRewards Plus wins on 1 categories (25,000 pts signup bonus); Go Rewards wins on 1 (15,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

cashRewards Plus vs Go Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

cashRewards Plus card art
Navy Federal Credit Union
cashRewards Plus
Navy Federal Credit Union
More Info
Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
Spend $2,500 in 3 months
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • All Purchases 2x
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Pts Value
~1.00¢/pt points · industry est.
~1.00¢/pt points · industry est.
Key Credits
None
None
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Common Questions: cashRewards Plus vs Go Rewards

Is the cashRewards Plus or Go Rewards better for dining?

cashRewards Plus has no dining bonus; Go Rewards earns 3x on dining.

Which has the higher signup bonus in 2026?

cashRewards Plus currently offers 25,000 pts signup bonus (spend $2,500 in 3 months). Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). cashRewards Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the cashRewards Plus and the Go Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Navy Federal Credit Union, so check their specific application rules.