The Hilton Honors Surpass edges out the Capital One VentureOne Business for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 5x). The Capital One VentureOne Business is the better choice if you want no or lower annual fee.
Capital One VentureOne Business vs Hilton Honors Surpass
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Hotels & Rental Cars (Capital One Business Travel) 5x
- All Other Purchases 1.5x
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Hilton Credit $50
- Hilton Honors Gold Status
- Free Night AwardAfter $15,000 spend
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +15 more
Common Questions: Capital One VentureOne Business vs Hilton Honors Surpass
Is the Capital One VentureOne Business or Hilton Honors Surpass better for dining?
Capital One VentureOne Business has no dining bonus; Hilton Honors Surpass earns 6x on dining.
Which has the higher signup bonus in 2026?
Capital One VentureOne Business currently offers 50,000 pts signup bonus (spend $4,500 in 3 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Hilton Honors Surpass has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One VentureOne Business and the Hilton Honors Surpass?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One VentureOne Business is from Capital One and Hilton Honors Surpass is from American Express, so they're governed by separate bank policies.