The Capital One Venture Rewards edges out the Citi Thank You for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The Citi Thank You is the better choice if you want no or lower annual fee.
Capital One Venture Rewards vs Citi Thank You
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Hotels (Capital One Travel) 5x
- Vacation Rentals (Capital One Travel) 5x
- Rental Cars (Capital One Travel) 5x
- Gas Stations 5x
- All Other Purchases 1x
- TSA PreCheck/Global Entry Credit $120
- Lifestyle Collection Experience Credit $50
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Capital One Venture Rewards vs Citi Thank You
Is the Capital One Venture Rewards or Citi Thank You better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Capital One Venture Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Citi Thank You offers no current bonus. Capital One Venture Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture Rewards and the Citi Thank You?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Rewards is from Capital One and Citi Thank You is from Citi, so they're governed by separate bank policies.