The Capital One Venture Business edges out the Hilton Honors Surpass for most cardholders — it wins on 3 of 4 comparison categories and offers 150,000 pts signup bonus. The Hilton Honors Surpass is the better choice if you prioritize a different rewards ecosystem.
Capital One Venture Business vs Hilton Honors Surpass
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- hotels and rental cars booked through Capital One Business Travel 5x
- All Other Purchases 2x
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Global Entry or TSA PreCheck Credit $120
- Capital One Business Travel Credit $50
- Advertising or Software Credit $50
- Hilton Credit $50
- Hilton Honors Gold Status
- Free Night AwardAfter $15,000 spend
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +15 more
Common Questions: Capital One Venture Business vs Hilton Honors Surpass
Is the Capital One Venture Business or Hilton Honors Surpass better for dining?
Capital One Venture Business has no dining bonus; Hilton Honors Surpass earns 6x on dining.
Which has the higher signup bonus in 2026?
Capital One Venture Business currently offers 150,000 pts signup bonus (spend $7,500 in 3 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Capital One Venture Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture Business and the Hilton Honors Surpass?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Business is from Capital One and Hilton Honors Surpass is from American Express, so they're governed by separate bank policies.