Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Capital One Savor Cash Rewards vs Southwest Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Savor Cash Rewards is no longer available for new applicants. Historical data is preserved here for reference.

Capital One Savor Cash Rewards card art
Capital One
Capital One Savor Cash Rewards
Capital One
Discontinued
More Info
Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Capital One Entertainment 8x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Pts Value
~1.10¢/pt points · industry est.
~1.40¢/pt points · industry est.
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Capital One Savor Cash Rewards vs Southwest Plus

Is the Capital One Savor Cash Rewards or Southwest Plus better for dining?

Capital One Savor Cash Rewards earns 3x on dining; Southwest Plus has no dining bonus.

Which has the higher signup bonus in 2026?

Capital One Savor Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Southwest Plus offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Savor Cash Rewards and the Southwest Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Savor Cash Rewards is from Capital One and Southwest Plus is from Chase, so they're governed by separate bank policies.