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CardCurator — Rewards Intelligence
Card Comparison

Capital One Quicksilver Cash Rewards vs Wells Fargo Active Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Quicksilver Cash Rewards card art
Capital One
Capital One Quicksilver Cash Rewards
Capital One
More Info
Wells Fargo Active Cash card art
Wells Fargo Cash Rewards
Wells Fargo Active Cash
Wells Fargo
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
20,000 points
Spend $500 in 3 months
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • All Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
Cash back only
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Common Questions: Capital One Quicksilver Cash Rewards vs Wells Fargo Active Cash

Is the Capital One Quicksilver Cash Rewards or Wells Fargo Active Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Quicksilver Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Wells Fargo Active Cash offers 20,000 pts signup bonus (spend $500 in 3 months). Capital One Quicksilver Cash Rewards has the larger bonus.

Which card is better for international travel?

Capital One Quicksilver Cash Rewards charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.

Can I hold both the Capital One Quicksilver Cash Rewards and the Wells Fargo Active Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Quicksilver Cash Rewards is from Capital One and Wells Fargo Active Cash is from Wells Fargo, so they're governed by separate bank policies.