The Blue Cash Preferred Card from American Express edges out the U.S. BANK CASH+ for most cardholders — it wins on 2 of 4 comparison categories and offers $300 signup bonus earns more (up to 6x vs 5x). The U.S. BANK CASH+ is the better choice if you want no or lower annual fee.
Blue Cash Preferred Card from American Express vs U.S. BANK CASH+
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- U.S. Supermarkets 6x
- Select U.S. Streaming Subscriptions 6x
- U.S. Gas Stations 3x
- Choice Categories (2 selected) 5x
- Travel Center 5x
- Everyday Category (1 selected) 2x
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Blue Cash Preferred Card from American Express vs U.S. BANK CASH+
Is the Blue Cash Preferred Card from American Express or U.S. BANK CASH+ better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Blue Cash Preferred Card from American Express currently offers $300 signup bonus (spend $3,000 in 6 months). U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). Blue Cash Preferred Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Blue Cash Preferred Card from American Express and the U.S. BANK CASH+?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Preferred Card from American Express is from American Express and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.