The Blue Business Cash Card and Hilton Honors Surpass are closely matched. Blue Business Cash Card wins on 2 categories ($1500 signup bonus); Hilton Honors Surpass wins on 2 (130,000 pts signup bonus). The better pick depends on your spending patterns.
Blue Business Cash Card vs Hilton Honors Surpass
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All purchases 2x
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Hilton Credit $50
- Hilton Honors Gold Status
- Free Night AwardAfter $15,000 spend
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Blue Business Cash Card vs Hilton Honors Surpass
Is the Blue Business Cash Card or Hilton Honors Surpass better for dining?
Blue Business Cash Card has no dining bonus; Hilton Honors Surpass earns 6x on dining.
Which has the higher signup bonus in 2026?
Blue Business Cash Card currently offers $1500 signup bonus (spend $15,000 in 6 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Blue Business Cash Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Blue Business Cash Card and the Hilton Honors Surpass?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.