The Capital One Venture X Business edges out the BJ's One+ Mastercard for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 10x vs 5x). The BJ's One+ Mastercard is the better choice if you want no or lower annual fee.
BJ's One+ Mastercard vs Capital One Venture X Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- most purchases at BJ's 5x
- All Other Purchases 2x
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
- Annual Travel Credit $300
- 15 cents off/gallon at BJ's gas
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +1 more
- 10,000 Anniversary Bonus MilesAfter $12 spend
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
Common Questions: BJ's One+ Mastercard vs Capital One Venture X Business
Is the BJ's One+ Mastercard or Capital One Venture X Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
BJ's One+ Mastercard currently offers $0 signup bonus. Capital One Venture X Business offers 200,000 pts signup bonus (spend $30,000 in 3 months). Capital One Venture X Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the BJ's One+ Mastercard and the Capital One Venture X Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital One, so check their specific application rules.