Bank of America Unlimited Cash Rewards vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All Purchases 1.5x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Common Questions: Bank of America Unlimited Cash Rewards vs United Club℠ Infinite Card
Is the Bank of America Unlimited Cash Rewards or United Club℠ Infinite Card better for dining?
Bank of America Unlimited Cash Rewards has no dining bonus; United Club℠ Infinite Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Bank of America Unlimited Cash Rewards currently offers $2 signup bonus (spend $1,000 in 3 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Unlimited Cash Rewards and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Unlimited Cash Rewards is from Bank of America and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.