The Blue Business Plus Credit Card from American Express edges out the Bank of America Unlimited Cash Rewards for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 2x vs 1.5x). The Bank of America Unlimited Cash Rewards is the better choice if you prioritize a different rewards ecosystem.
Bank of America Unlimited Cash Rewards vs Blue Business Plus Credit Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
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Common Questions: Bank of America Unlimited Cash Rewards vs Blue Business Plus Credit Card from American Express
Is the Bank of America Unlimited Cash Rewards or Blue Business Plus Credit Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Unlimited Cash Rewards currently offers $2 signup bonus (spend $1,000 in 3 months). Blue Business Plus Credit Card from American Express offers 75,000 pts signup bonus (spend $6,000 in 4 months). Blue Business Plus Credit Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Unlimited Cash Rewards and the Blue Business Plus Credit Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Unlimited Cash Rewards is from Bank of America and Blue Business Plus Credit Card from American Express is from American Express, so they're governed by separate bank policies.