The Visa Signature® Flagship Rewards edges out the Bank of America Travel Rewards for most cardholders — it wins on 2 of 4 comparison categories and offers 35,000 pts signup bonus. The Bank of America Travel Rewards is the better choice if you want no or lower annual fee.
Bank of America Travel Rewards vs Visa Signature® Flagship Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Travel Center 3x
- All Other Purchases 1.5x
- Travel 3x
- All Other Purchases 2x
- Amazon Prime $139
- Global Entry/TSA PreCheck Credit $120
Common Questions: Bank of America Travel Rewards vs Visa Signature® Flagship Rewards
Is the Bank of America Travel Rewards or Visa Signature® Flagship Rewards better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $2 signup bonus (spend $5,000 in 3 months). Visa Signature® Flagship Rewards offers 35,000 pts signup bonus (spend $3,500 in 3 months). Visa Signature® Flagship Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Visa Signature® Flagship Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Visa Signature® Flagship Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.