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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Chase Sapphire Reserve Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Annual Fee
$95/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
200,000 points
Spend $30,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
Card Perks
None listed
  • Chase Sapphire Lounge (~$200/yr)
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: Bank of America Premium Rewards vs Chase Sapphire Reserve Business

Is the Bank of America Premium Rewards or Chase Sapphire Reserve Business better for dining?

Bank of America Premium Rewards earns 2x on dining; Chase Sapphire Reserve Business has no dining bonus.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Chase Sapphire Reserve Business offers 200,000 pts signup bonus (spend $30,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Chase Sapphire Reserve Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Chase Sapphire Reserve Business is from Chase, so they're governed by separate bank policies.