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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Customized Cash Rewards vs Iberia Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Customized Cash Rewards card art
Bank of America Cash Rewards
Bank of America Customized Cash Rewards
Bank of America
More Info
Iberia Visa Signature card art
Iberia Plus
Iberia Visa Signature
Chase
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,000 in 3 months
85,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Choice Category 3x
  • Grocery Stores 2x
  • All Other Purchases 1x
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Pts Value
~1.00¢/pt points · industry est.
~1.30¢/pt Avios · industry est.
Key Credits
None
None
Card Perks
None listed
  • 10% discount on airfare
Spend Milestones
No milestones
  • 1,000 Airfare Discount Voucher
    After $30,000 spend
Transfer Partners
Cash back only
No transfer partners
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Common Questions: Bank of America Customized Cash Rewards vs Iberia Visa Signature

Is the Bank of America Customized Cash Rewards or Iberia Visa Signature better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Bank of America Customized Cash Rewards currently offers $200 signup bonus (spend $1,000 in 3 months). Iberia Visa Signature offers 85,000 pts signup bonus (spend $5,000 in 3 months). Iberia Visa Signature has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Customized Cash Rewards and the Iberia Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Iberia Visa Signature is from Chase, so they're governed by separate bank policies.