The Bank of America Customized Cash Rewards edges out the Bank of America Travel Rewards for most cardholders — it wins on 1 of 4 comparison categories and offers $200 signup bonus. The Bank of America Travel Rewards is the better choice if you prioritize a different rewards ecosystem.
Bank of America Customized Cash Rewards vs Bank of America Travel Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
- Travel Center 3x
- All Other Purchases 1.5x
Common Questions: Bank of America Customized Cash Rewards vs Bank of America Travel Rewards
Is the Bank of America Customized Cash Rewards or Bank of America Travel Rewards better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Customized Cash Rewards currently offers $200 signup bonus (spend $1,000 in 3 months). Bank of America Travel Rewards offers $2 signup bonus (spend $5,000 in 3 months). Bank of America Customized Cash Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Customized Cash Rewards and the Bank of America Travel Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.