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CardCurator — Rewards Intelligence
Quick Answer

The Hilton Honors Business Card edges out the Avianca Lifemiles American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 2x). The Avianca Lifemiles American Express Card is the better choice if you want no or lower annual fee.

Card Comparison

Avianca Lifemiles American Express Card vs Hilton Honors Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Hilton Honors Business Card card art
Hilton Honors
Hilton Honors Business Card
American Express
More Info
Annual Fee
$99/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 3 months
130,000 points
Spend $8,000 in 6 months
was 175k pts
Top Earn Rates
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
  • hotels and resorts within the Hilton portfolio 12x
  • Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Pts Value
~1.40¢/pt miles · industry est.
~0.50¢/pt points · industry est.
Key Credits
None
  • Hilton Credit $60
Card Perks
  • Silver Elite Status
  • Miles don't expire
  • Hilton Honors Gold Status
  • National Car Rental® Emerald Club Executive® Status
Spend Milestones
No milestones
  • Hilton Honors Diamond Status
    After $40,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Avianca Lifemiles American Express Card vs Hilton Honors Business Card

Is the Avianca Lifemiles American Express Card or Hilton Honors Business Card better for dining?

Avianca Lifemiles American Express Card earns 2x on dining; Hilton Honors Business Card has no dining bonus.

Which has the higher signup bonus in 2026?

Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Hilton Honors Business Card offers 130,000 pts signup bonus (spend $8,000 in 6 months). Hilton Honors Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Avianca Lifemiles American Express Card and the Hilton Honors Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Hilton Honors Business Card is from American Express, so they're governed by separate bank policies.