The The Platinum Card from American Express edges out the American Express Plum Card for most cardholders — it wins on 3 of 4 comparison categories and offers 175,000 pts signup bonus earns more (up to 5x vs 1.5x). The American Express Plum Card is the better choice if you want no or lower annual fee.
American Express Plum Card vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All Purchases 1.5x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- 1.5% Early Pay Discount $0
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
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- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Plum Card vs The Platinum Card from American Express
Is the American Express Plum Card or The Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Plum Card currently offers no current bonus. The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Plum Card and the The Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.