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CardCurator — Rewards Intelligence
Card Comparison

American Express Plum Card vs The Platinum Card from American Express

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Plum Card card art
American Express Membership Rewards
American Express Plum Card
American Express
More Info
The Platinum Card from American Express card art
American Express Membership Rewards
The Platinum Card from American Express
American Express
More Info
Annual Fee
$250/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
None
175,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • All Purchases 1.5x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
  • 1.5% Early Pay Discount $0
  • Prepaid Hotel Credit $200
  • Uber Cash $15
  • Airline Fee Credit $200
  • +4 more
Card Perks
  • Choose the time most convenient for your business to receive your bill each month. Just let us know and we'll adjust it for you
  • Centurion Lounge Access
  • Priority Pass Select
  • Delta Sky Club Access
  • +6 more
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: American Express Plum Card vs The Platinum Card from American Express

Is the American Express Plum Card or The Platinum Card from American Express better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

American Express Plum Card currently offers no current bonus. The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Plum Card and the The Platinum Card from American Express?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.