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Quick Answer

The Hilton Honors Surpass edges out the American Express Green Card for most cardholders — it wins on 2 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 3x). The American Express Green Card is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

American Express Green Card vs Hilton Honors Surpass

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
More Info
Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Annual Fee
$150/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
130,000 points
Spend $3,000 in 6 months
was 130k pts
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~0.50¢/pt points · industry est.
Key Credits
  • CLEAR Plus Credit $209
  • Hilton Credit $50
Card Perks
None listed
  • Hilton Honors Gold Status
Spend Milestones
No milestones
  • Free Night Award
    After $15,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: American Express Green Card vs Hilton Honors Surpass

Is the American Express Green Card or Hilton Honors Surpass better for dining?

American Express Green Card earns 3x on dining; Hilton Honors Surpass earns 6x on dining. Hilton Honors Surpass wins for dining.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Hilton Honors Surpass has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Green Card and the Hilton Honors Surpass?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.