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Card Comparison

American Express Gold Card vs Marriott Bonvoy Business American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Annual Fee
$325/yr
$125/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $6,000 in 6 months
150,000 points + $125 credit
Spend $8,000 in 6 months
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~0.80¢/pt points · industry est.
Key Credits
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • United MileagePlus

Common Questions: American Express Gold Card vs Marriott Bonvoy Business American Express Card

Is the American Express Gold Card or Marriott Bonvoy Business American Express Card better for dining?

American Express Gold Card earns 4x on dining; Marriott Bonvoy Business American Express Card earns 4x on dining. American Express Gold Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Gold Card currently offers 100,000 pts signup bonus (spend $6,000 in 6 months). Marriott Bonvoy Business American Express Card offers 150,000 pts signup bonus (spend $8,000 in 6 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Gold Card and the Marriott Bonvoy Business American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.