The Hilton Honors Business Card edges out the American Express Gold Card for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 4x). The American Express Gold Card is the better choice if you prioritize a different rewards ecosystem.
American Express Gold Card vs Hilton Honors Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- hotels and resorts within the Hilton portfolio 12x
- Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
- All Other Purchases 3x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- Hilton Credit $60
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Hilton Honors Gold Status
- National Car Rental® Emerald Club Executive® Status
- Hilton Honors Diamond StatusAfter $40,000 spend
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Gold Card vs Hilton Honors Business Card
Is the American Express Gold Card or Hilton Honors Business Card better for dining?
American Express Gold Card earns 4x on dining; Hilton Honors Business Card has no dining bonus.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 100,000 pts signup bonus (spend $6,000 in 6 months). Hilton Honors Business Card offers 130,000 pts signup bonus (spend $8,000 in 6 months). Hilton Honors Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the Hilton Honors Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.