The American Express EveryDay Preferred Credit Card edges out the Wells Fargo Active Cash for most cardholders — it wins on 2 of 4 comparison categories and offers 25,000 pts signup bonus earns more (up to 3x vs 2x). The Wells Fargo Active Cash is the better choice if you want no or lower annual fee.
American Express EveryDay Preferred Credit Card vs Wells Fargo Active Cash
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- U.S. Supermarkets 3x
- U.S. Gas Stations 2x
- All Other Purchases 1x
- All Purchases 2x
- 50% Bonus on All Purchases (min 20 purchases/month)After $20 spend
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express EveryDay Preferred Credit Card vs Wells Fargo Active Cash
Is the American Express EveryDay Preferred Credit Card or Wells Fargo Active Cash better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express EveryDay Preferred Credit Card currently offers 25,000 pts signup bonus (spend $2,000 in 3 months). Wells Fargo Active Cash offers 20,000 pts signup bonus (spend $500 in 3 months). American Express EveryDay Preferred Credit Card has the larger bonus.
Which card is better for international travel?
American Express EveryDay Preferred Credit Card charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.
Can I hold both the American Express EveryDay Preferred Credit Card and the Wells Fargo Active Cash?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express EveryDay Preferred Credit Card is from American Express and Wells Fargo Active Cash is from Wells Fargo, so they're governed by separate bank policies.