Skip to main content
Quick Answer

The American Express Business Gold Card and Hilton Honors Business Card are closely matched. American Express Business Gold Card wins on 2 categories (200,000 pts signup bonus); Hilton Honors Business Card wins on 2 (130,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

American Express Business Gold Card vs Hilton Honors Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Hilton Honors Business Card card art
Hilton Honors
Hilton Honors Business Card
American Express
More Info
Annual Fee
$375/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $15,000 in 3 months
was 100k pts
130,000 points
Spend $8,000 in 6 months
was 175k pts
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • hotels and resorts within the Hilton portfolio 12x
  • Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~0.50¢/pt points · industry est.
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
  • +1 more
  • Hilton Credit $60
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Hilton Honors Gold Status
  • National Car Rental® Emerald Club Executive® Status
Spend Milestones
No milestones
  • Hilton Honors Diamond Status
    After $40,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: American Express Business Gold Card vs Hilton Honors Business Card

Is the American Express Business Gold Card or Hilton Honors Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 200,000 pts signup bonus (spend $15,000 in 3 months). Hilton Honors Business Card offers 130,000 pts signup bonus (spend $8,000 in 6 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Business Gold Card and the Hilton Honors Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.