American Express Business Gold Card vs Bank of America Premium Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- Travel 2x
- Dining 2x
- All Other Purchases 1.5x
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- Airline Incidental Credit $100
- TSA PreCheck / Global Entry $100
- The Hotel Collection Access
- Baggage Insurance Plan
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Business Gold Card vs Bank of America Premium Rewards
Is the American Express Business Gold Card or Bank of America Premium Rewards better for dining?
American Express Business Gold Card has no dining bonus; Bank of America Premium Rewards earns 2x on dining.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 200,000 pts signup bonus (spend $15,000 in 3 months). Bank of America Premium Rewards offers 60,000 pts signup bonus (spend $4,000 in 3 months). American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the Bank of America Premium Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Bank of America Premium Rewards is from Bank of America, so they're governed by separate bank policies.