Card Comparison
Amazon Visa vs Citi Thank You
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
None
Top Earn Rates
- Amazon.com purchases 3x
- Amazon Fresh purchases 3x
- Whole Foods Market purchases 3x
- Gas Stations 5x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Amazon Visa vs Citi Thank You
Is the Amazon Visa or Citi Thank You better for dining?
Amazon Visa earns 2x on dining; Citi Thank You has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Visa currently offers 25,000 pts signup bonus. Citi Thank You offers no current bonus. Amazon Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Visa and the Citi Thank You?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Visa is from Chase and Citi Thank You is from Citi, so they're governed by separate bank policies.