Card Comparison
Amazon Visa vs cashRewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
25,000 points
Spend $2,500 in 3 months
Top Earn Rates
- Amazon.com purchases 3x
- Amazon Fresh purchases 3x
- Whole Foods Market purchases 3x
- All Purchases 1.5x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
Common Questions: Amazon Visa vs cashRewards
Is the Amazon Visa or cashRewards better for dining?
Amazon Visa earns 2x on dining; cashRewards has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Visa currently offers 25,000 pts signup bonus. cashRewards offers 25,000 pts signup bonus (spend $2,500 in 3 months). Amazon Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Visa and the cashRewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Visa is from Chase and cashRewards is from Navy Federal Credit Union, so they're governed by separate bank policies.
