Skip to main content
CardCurator — Rewards Intelligence
Quick Answer

The Air France KLM World Elite Mastercard edges out the Qatar Airways Privilege Club Signature Credit Card for most cardholders — it wins on 2 of 4 comparison categories and offers 70,000 pts signup bonus. The Qatar Airways Privilege Club Signature Credit Card is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Air France KLM World Elite Mastercard vs Qatar Airways Privilege Club Signature Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Air France KLM World Elite Mastercard card art
Flying Blue
Air France KLM World Elite Mastercard
Bank of America
More Info
Qatar Airways Privilege Club Signature Credit Card card art
Qatar Avios
Qatar Airways Privilege Club Signature Credit Card
Cardless
More Info
Annual Fee
$89/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
70,000 points
Spend $3,000 in 3 months
See issuer
Top Earn Rates
  • spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases 3x
  • All Other Purchases 1.2x
  • Qatar Airways 4x
  • restaurant 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.30¢/pt miles · industry est.
~1.40¢/pt points · industry est.
Key Credits
None
None
Card Perks
None listed
  • Silver tier (~$100/yr)
Spend Milestones
  • 5000 Miles every year
    After $50 spend
  • Reward Flight Fee Waiver
    After $15,000 spend
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Air France KLM World Elite Mastercard vs Qatar Airways Privilege Club Signature Credit Card

Is the Air France KLM World Elite Mastercard or Qatar Airways Privilege Club Signature Credit Card better for dining?

Air France KLM World Elite Mastercard has no dining bonus; Qatar Airways Privilege Club Signature Credit Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Air France KLM World Elite Mastercard currently offers 70,000 pts signup bonus (spend $3,000 in 3 months). Qatar Airways Privilege Club Signature Credit Card offers $9 signup bonus. Air France KLM World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Air France KLM World Elite Mastercard and the Qatar Airways Privilege Club Signature Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Air France KLM World Elite Mastercard is from Bank of America and Qatar Airways Privilege Club Signature Credit Card is from Cardless, so they're governed by separate bank policies.