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Card Comparison

Air France KLM World Elite Mastercard vs Marriott Bonvoy Business American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Air France KLM World Elite Mastercard card art
Flying Blue
Air France KLM World Elite Mastercard
Bank of America
More Info
Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Annual Fee
$89/yr
$125/yr
Foreign Fees
None
None
Signup Bonus
70,000 points
Spend $3,000 in 3 months
150,000 points + $125 credit
Spend $8,000 in 6 months
Top Earn Rates
  • spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases 3x
  • All Other Purchases 1.2x
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
Reward Type
miles
miles
Pts Value
~1.30¢/pt miles · industry est.
~0.80¢/pt points · industry est.
Key Credits
None
None
Spend Milestones
  • 5000 Miles every year
    After $50 spend
No milestones
Transfer Partners
No transfer partners
  • United MileagePlus
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Common Questions: Air France KLM World Elite Mastercard vs Marriott Bonvoy Business American Express Card

Is the Air France KLM World Elite Mastercard or Marriott Bonvoy Business American Express Card better for dining?

Air France KLM World Elite Mastercard has no dining bonus; Marriott Bonvoy Business American Express Card earns 4x on dining.

Which has the higher signup bonus in 2026?

Air France KLM World Elite Mastercard currently offers 70,000 pts signup bonus (spend $3,000 in 3 months). Marriott Bonvoy Business American Express Card offers 150,000 pts signup bonus (spend $8,000 in 6 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Air France KLM World Elite Mastercard and the Marriott Bonvoy Business American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Air France KLM World Elite Mastercard is from Bank of America and Marriott Bonvoy Business American Express Card is from American Express, so they're governed by separate bank policies.