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Quick Answer

The Aer Lingus Visa and Hilton Honors Surpass are closely matched. Aer Lingus Visa wins on 2 categories (85,000 pts signup bonus); Hilton Honors Surpass wins on 2 (130,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Aer Lingus Visa vs Hilton Honors Surpass

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aer Lingus Visa card art
Aer Lingus AerClub
Aer Lingus Visa
Chase
More Info
Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Annual Fee
$95/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
130,000 points
Spend $3,000 in 6 months
was 130k pts
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel. 2x
  • All Other Purchases 1x
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
Reward Type
miles
miles
Pts Value
~1.40¢/pt points · industry est.
~0.50¢/pt points · industry est.
Key Credits
None
  • Hilton Credit $50
Card Perks
  • Priority Boarding on Aer Lingus flights from and to the US & Ireland
  • Hilton Honors Gold Status
Spend Milestones
  • Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
    After $30,000 spend
  • Free Night Award
    After $15,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Aer Lingus Visa vs Hilton Honors Surpass

Is the Aer Lingus Visa or Hilton Honors Surpass better for dining?

Aer Lingus Visa has no dining bonus; Hilton Honors Surpass earns 6x on dining.

Which has the higher signup bonus in 2026?

Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Aer Lingus Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aer Lingus Visa and the Hilton Honors Surpass?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Hilton Honors Surpass is from American Express, so they're governed by separate bank policies.