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Card Comparison

AAdvantage Platinum Select World Elite Mastercard vs Platinum

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Platinum Select World Elite Mastercard card art
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
Citi
More Info
Platinum card art
Navy Federal Credit Union
Platinum
Navy Federal Credit Union
More Info
Annual Fee
$99/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $2,500 in 2 months
None
Top Earn Rates
  • Restaurants 2x
  • Gas Stations 2x
  • Eligible American Airlines Purchases 2x
  • All Purchases 1x
Reward Type
miles
credit building
Key Credits
  • Statement Credit $180
None
Spend Milestones
  • Annual Fee - Waived First Year
    After $1 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Platinum Select World Elite Mastercard vs Platinum

Is the AAdvantage Platinum Select World Elite Mastercard or Platinum better for dining?

AAdvantage Platinum Select World Elite Mastercard earns 2x on dining; Platinum has no dining bonus.

Which has the higher signup bonus in 2026?

AAdvantage Platinum Select World Elite Mastercard currently offers 50,000 pts signup bonus (spend $2,500 in 2 months). Platinum offers no current bonus. AAdvantage Platinum Select World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Platinum Select World Elite Mastercard and the Platinum?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Platinum Select World Elite Mastercard is from Citi and Platinum is from Navy Federal Credit Union, so they're governed by separate bank policies.