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Card Comparison

AAdvantage Platinum Select World Elite Mastercard vs Bank of America Premium Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Platinum Select World Elite Mastercard card art
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
Citi
More Info
Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $2,500 in 2 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Restaurants 2x
  • Gas Stations 2x
  • Eligible American Airlines Purchases 2x
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
  • Statement Credit $180
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
Spend Milestones
  • Annual Fee - Waived First Year
    After $1 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Platinum Select World Elite Mastercard vs Bank of America Premium Rewards

Is the AAdvantage Platinum Select World Elite Mastercard or Bank of America Premium Rewards better for dining?

AAdvantage Platinum Select World Elite Mastercard earns 2x on dining; Bank of America Premium Rewards earns 2x on dining. AAdvantage Platinum Select World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

AAdvantage Platinum Select World Elite Mastercard currently offers 50,000 pts signup bonus (spend $2,500 in 2 months). Bank of America Premium Rewards offers 60,000 pts signup bonus (spend $4,000 in 3 months). AAdvantage Platinum Select World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Platinum Select World Elite Mastercard and the Bank of America Premium Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Platinum Select World Elite Mastercard is from Citi and Bank of America Premium Rewards is from Bank of America, so they're governed by separate bank policies.