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CardCurator — Rewards Intelligence
Card Comparison

AAdvantage Business World Elite Mastercard vs United℠ Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase
More Info
Annual Fee
$99/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
100,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • First Checked Bag Free (~$70/yr)
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$160/yr)
  • Priority Boarding
  • +2 more
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Business World Elite Mastercard vs United℠ Business Card

Is the AAdvantage Business World Elite Mastercard or United℠ Business Card better for dining?

AAdvantage Business World Elite Mastercard has no dining bonus; United℠ Business Card earns 2x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card offers 100,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the United℠ Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and United℠ Business Card is from Chase, so they're governed by separate bank policies.