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Card Comparison

AAdvantage Business World Elite Mastercard vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$99/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • First Checked Bag Free (~$70/yr)
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Business World Elite Mastercard vs LATAM Airlines World Elite Mastercard

Is the AAdvantage Business World Elite Mastercard or LATAM Airlines World Elite Mastercard better for dining?

AAdvantage Business World Elite Mastercard has no dining bonus; LATAM Airlines World Elite Mastercard earns 3x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). AAdvantage Business World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.