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Card Comparison

AAdvantage Business World Elite Mastercard vs Chase Sapphire Reserve Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Annual Fee
$99/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
200,000 points
Spend $30,000 in 6 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
Reward Type
miles
miles
Key Credits
None
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
Card Perks
  • First Checked Bag Free (~$70/yr)
  • Chase Sapphire Lounge (~$200/yr)
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Common Questions: AAdvantage Business World Elite Mastercard vs Chase Sapphire Reserve Business

Is the AAdvantage Business World Elite Mastercard or Chase Sapphire Reserve Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Reserve Business offers 200,000 pts signup bonus (spend $30,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the Chase Sapphire Reserve Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and Chase Sapphire Reserve Business is from Chase, so they're governed by separate bank policies.