Credit Cards with Shopping Credits
Cards with Saks Fifth Avenue credits, digital shopping portal credits, or retail statement credits.
Quick Answer
The Platinum Card from American Express offers the best shopping credit among cards we track ($75/quarterly).
Frequently Asked Questions
- Which credit card has the best shopping credit?
- The Platinum Card from American Express offers the highest-value shopping credit among cards we track, worth $75/year in credits. See the full list above for all options.
- Do all travel credit cards include shopping credit?
- No — shopping credit is typically a feature of mid-range and premium cards. We found 1 card in our database that include this benefit. Budget and no-annual-fee cards rarely include it.
- Is shopping credit worth the annual fee?
- The Platinum Card from American Express has a $895 annual fee and a shopping credit valued at ~$75. If you use the benefit annually, it goes a long way toward justifying the fee when combined with other perks.
- How often does shopping credit update?
- Our database pulls shopping credit data directly from card records and updates whenever card terms change. If you spot an outdated entry, the card's full detail page has the issuer link for the authoritative source.