Signup bonus history
Rakuten American Express® Card
Compare the current signup bonus with the offers we have tracked, then decide whether its value and spending requirement fit your plan.
History helps you understand the range of past offers. It cannot predict the next offer, and a higher bonus is only better when you can meet its spending requirement responsibly.
All-Time High
20,000
points
Historical Avg
20,000
points
Offers Tracked
3
since launch
Current Offer Active
At or near highest offer tracked
Bonus Offer
20,000 points
Requirements
Spend $2,000
Within 3 months
Started: Feb 13, 2026
Earn $200 cash back (or 20,000 Amex Membership Rewards points for MR-linked accounts) after $2,000 spend in 90 days.
Previous Offers 2
Dec 2025 → Dec 2025 All-time high
Points: 20,000
Spend: $2,000
TODAY ONLY! Get a $200 bonus when you spend $2000 in the first 90 days on your Rakuten card
Dec 2025 → Dec 2025
Credit: $100
Spend: $1,000
Time: 3mo
Frequently Asked Questions
- What is the best-ever Rakuten American Express® Card signup bonus?
- The highest recorded Rakuten American Express® Card signup bonus is 20,000 points.
- Is the current Rakuten American Express® Card offer a good deal?
- Yes — the current Rakuten American Express® Card offer is at or near its all-time high of 20,000 points. This is one of the best offers we've recorded.
- How often does the Rakuten American Express® Card bonus change?
- The Rakuten American Express® Card signup bonus has changed 2 times based on our records. Offers typically change a few times per year around promotional periods.
- What is the Rakuten American Express® Card signup bonus in 2026?
- The current Rakuten American Express® Card signup bonus in 2026 is 20,000 points after spending $2,000 in the first 3 months.
