Signup bonus history
Navy Federal More Rewards American Express® Card
Compare the current signup bonus with the offers we have tracked, then decide whether its value and spending requirement fit your plan.
History helps you understand the range of past offers. It cannot predict the next offer, and a higher bonus is only better when you can meet its spending requirement responsibly.
All-Time High
30,000
points
Historical Avg
25,000
points
Offers Tracked
2
since launch
Current Offer Active
At or near highest offer tracked
Bonus Offer
30,000 points
Requirements
Spend $3,000
Within 3 months
Started: Sep 4, 2026 Ends: Sep 30, 2026
https://www.navyfederal.org/campaigns/credit-cards/61101-lp-more-rewards-ita-bt.html. Also .99% APR on balance transfers for 12 months with no BT fees.
Previous Offers 1
Feb 2026 → Sep 2026
Points: 20,000
Spend: $2,000
Time: 3mo
Frequently Asked Questions
- What is the best-ever Navy Federal More Rewards American Express® Card signup bonus?
- The highest recorded Navy Federal More Rewards American Express® Card signup bonus is 30,000 points.
- Is the current Navy Federal More Rewards American Express® Card offer a good deal?
- Yes — the current Navy Federal More Rewards American Express® Card offer is at or near its all-time high of 30,000 points. This is one of the best offers we've recorded.
- How often does the Navy Federal More Rewards American Express® Card bonus change?
- We track every change to the Navy Federal More Rewards American Express® Card signup bonus. Issuers typically adjust offers several times per year.
- What is the Navy Federal More Rewards American Express® Card signup bonus in 2026?
- The current Navy Federal More Rewards American Express® Card signup bonus in 2026 is 30,000 points after spending $3,000 in the first 3 months.