Balance Transfer Calculator
Estimate your balance transfer fee, payoff payment, and potential interest savings. Estimates are for planning—not a credit offer or financial advice.
Your numbers
Your estimate
$292/mo
needed to clear the transferred balance before the 0% period ends
0% balance-transfer cards to compare
Wells Fargo Reflect
21 months · 5% transfer fee · $0 annual fee
Citi Diamond Preferred
21 months · Transfer fee: see terms · $0 annual fee
Citi Simplicity
21 months · Transfer fee: see terms · $0 annual fee
BankAmericard
21 months · Transfer fee: see terms · $0 annual fee
Chase Slate Credit Card
21 months · 5% transfer fee · $0 annual fee
U.S. BANK SHIELD
18 months · Transfer fee: see terms · $0 annual fee
A transfer can help only if the fee and payoff plan beat your current interest cost. Avoid adding new purchases until the transferred balance is paid off.