Why do transfer bonuses matter?

Transfer bonuses are limited-time promotions that can significantly reduce the points needed for award flights and hotel stays. They are especially valuable for premium cabin redemptions where you can save thousands of points.

When should I transfer points during a bonus?

Only transfer points when you have a specific redemption in mind. Once transferred, points cannot be moved back. Use bonuses to stretch your points further on awards you have already found and are ready to book.

Which credit card programs offer transfer bonuses?

Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Points, and Capital One Miles all periodically offer transfer bonuses to their airline and hotel partners. These promotions typically range from 20% to 50% bonus.

Transfer Bonuses

Earn Bonus Points on Transfers

Limited-time promotions that give you extra miles and points when transferring from credit card programs to airline and hotel partners.

5 Active Bonuses

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American Express Membership Rewards — Past Bonuses

29 expired or archived bonuses

Historical

+15%

Expired

Feb 2026 – Mar 2026

American Express Membership Rewards

points

Avianca LifeMiles

miles

+30%

Expired

Nov 2025 – Dec 2025

American Express Membership Rewards

points

Marriott Bonvoy

points

Not the best use/value of points

+15%

Expired

Nov 2025 – Dec 2025

American Express Membership Rewards

points

Avianca LifeMiles

miles

Get 15% more Lifemiles when you transfer Membership Rewards® points through 11/30/2025. Minimum Transfer 1,000 points Maximum Transfer 750,000 points Transfer Increments 1,000 points Estimated Transfer Time 72 hours

+40%

Expired

Nov 2025 – Dec 2025

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+40%

Expired

Nov 2025 – Jan 2026

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+40%

Expired

Dec 2024 – Dec 2024

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Apr 2024 – May 2024

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Dec 2023 – Dec 2023

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

May 2023 – Jun 2023

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Dec 2022 – Dec 2022

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Mar 2022 – Mar 2022

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Dec 2021 – Dec 2021

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Nov 2018 – Apr 2026

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

End date not documented on source

+30%

Expired

Aug 2018 – Sep 2018

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Oct 2017 – Nov 2017

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Apr 2017 – May 2017

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

May 2016 – May 2016

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+25%

Expired

Apr 2015 – Apr 2015

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+35%

Expired

Oct 2014 – Nov 2014

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

May 2014 – May 2014

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Oct 2013 – Nov 2013

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+35%

Expired

Nov 2012 – Dec 2012

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Aug 2012 – Sep 2012

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+25%

Expired

Apr 2012 – May 2012

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+30%

Expired

Mar 2012 – Mar 2012

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+25%

Expired

Jun 2011 – Jun 2011

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

End date approximate — source notes 'most likely June 30th'

+15%

Expired

Jan 2011 – Feb 2011

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+20%

Expired

Oct 2010 – Oct 2010

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

+15%

Expired

Jul 2010 – Jul 2010

American Express Membership Rewards

points

Virgin Atlantic Flying Club

points

Bonus Patterns — American Express Membership Rewards

Based on 29 historical bonuses

Virgin Atlantic Flying Club

26 bonuses tracked · Last: Nov 2025

~29%

avg bonus

Peak months (by bonus start date)

Avianca LifeMiles

2 bonuses tracked · Last: Feb 2026

~15%

avg bonus

Peak months (by bonus start date)

Marriott Bonvoy

1 bonus tracked · Last: Nov 2025

~30%

avg bonus

Peak months (by bonus start date)

How Transfer Bonuses Work

What is a Transfer Bonus?

A transfer bonus gives you extra points or miles when moving points from your credit card program (like Chase or Amex) to an airline or hotel partner. A 30% bonus means 10,000 points become 13,000 miles.

Why They Matter

Transfer bonuses are limited-time promotions that can significantly reduce the points needed for award flights and hotel stays. They're especially valuable for premium cabin redemptions.

Timing Your Transfers

Only transfer points when you have a specific redemption in mind. Once transferred, points can't be moved back. Use bonuses to stretch your points further on awards you've already found.

Get Transfer Bonus Alerts

Sign up for CardCurator to track your points and receive email alerts when transfer bonuses match your programs. Never miss a valuable promotion again.

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