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CardCurator — Rewards Intelligence
Target

Best Credit Card for Target

Compare the top credit cards to maximize your rewards every time you shop at Target.

Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Top Pick

Best Pick
Blue Cash Everyday Card from American Express card art
American Express Membership Rewards

Blue Cash Everyday Card from American Express

2x
points per dollar
4.0%
effective return
No annual fee
annual fee
20,000 pts
signup bonus
spend $2,000 in 6mo

2x on U.S. Department Stores (Select)

Apply Now More Info

More Good Options

  • Bilt Palladium Card card art
    Bilt Rewards
    Bilt Palladium Card
    2x
    pts/dollar
    4.0%
    return

    2x base rate (no bonus for Target)

    Learn more →
  • Capital One Venture Rewards card art
    Capital One
    Capital One Venture Rewards
    2x
    pts/dollar
    3.7%
    return

    2x base rate (no bonus for Target)

    Learn more →
  • Citi Double Cash card art
    Citi ThankYou Points
    Citi Double Cash
    2x
    pts/dollar
    3.6%
    return

    2x base rate (no bonus for Target)

    Learn more →
  • Chase Freedom Unlimited card art
    Chase Ultimate Rewards
    Chase Freedom Unlimited
    1.5x
    pts/dollar
    3.0%
    return

    1.5x base rate (no bonus for Target)

    Learn more →
Compare these 3 cards side by side

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Common Questions

What is the best credit card to use at Target?

The Blue Cash Everyday Card from American Express is currently the top pick at Target, earning 2x points per dollar — an effective 4.0% return. 2x on U.S. Department Stores (Select)

How many points do I earn at Target per dollar spent?

Top cards earn between 1.5x and 2x at Target. Leading options include: Blue Cash Everyday Card from American Express (2x), Bilt Palladium Card (2x), Capital One Venture Rewards (2x).

Does Target count as target for credit card rewards?

Target typically falls under the Target category for credit card reward purposes. Cards with a target spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Is there a no-annual-fee card that earns well at Target?

Yes — the Blue Cash Everyday Card from American Express has no annual fee and earns 2x at Target (4.0% effective return). 2x on U.S. Department Stores (Select)