Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Walmart OnePay CashRewards Card vs Wells Fargo Autograph

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Walmart OnePay CashRewards Card card art
Walmart - One Pay Rewards
Walmart OnePay CashRewards Card
Synchrony Bank
More Info
Wells Fargo Autograph card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph
Wells Fargo
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
3,500 points
Spend $75 in 3 months
20,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Walmart with Walmart Plus 5x
  • Walmart without Walmart Plus 3x
  • All Other Purchases 1.5x
  • Restaurants, Travel, Gas, Transit, Streaming, Phone Plans 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +4 more
Open full comparison tool Compare more cards

Common Questions: Walmart OnePay CashRewards Card vs Wells Fargo Autograph

Is the Walmart OnePay CashRewards Card or Wells Fargo Autograph better for dining?

Walmart OnePay CashRewards Card has no dining bonus; Wells Fargo Autograph earns 3x on dining.

Which has the higher signup bonus in 2026?

Walmart OnePay CashRewards Card currently offers 3,500 pts signup bonus (spend $75 in 3 months). Wells Fargo Autograph offers 20,000 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Autograph has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Walmart OnePay CashRewards Card and the Wells Fargo Autograph?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Walmart OnePay CashRewards Card is from Synchrony Bank and Wells Fargo Autograph is from Wells Fargo, so they're governed by separate bank policies.