Card Comparison
United Club Business vs World Of Hyatt Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$695/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
8,000 points
Spend $5,000 in 3 months
See issuer
Top Earn Rates
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
- Hyatt hotels and resorts 9x
- dining, airline tickets purchased directly from the airline, gym memberships, and local transit and commuting 2x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
None
Card Perks
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
- World of Hyatt Discoverist status
Spend Milestones
No milestones
- second free nightAfter $15,000 spend
Transfer Partners
No transfer partners
No transfer partners
Common Questions: United Club Business vs World Of Hyatt Credit Card
Is the United Club Business or World Of Hyatt Credit Card better for dining?
United Club Business earns 2x on dining; World Of Hyatt Credit Card earns 2x on dining. United Club Business wins for dining.
Which has the higher signup bonus in 2026?
United Club Business currently offers 8,000 pts signup bonus (spend $5,000 in 3 months). World Of Hyatt Credit Card offers $850 signup bonus. United Club Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the United Club Business and the World Of Hyatt Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.