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CardCurator — Rewards Intelligence
Card Comparison

United℠ Business Card vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
$150/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $5,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Key Credits
None
  • Annual Statement Credit $50
Card Perks
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$160/yr)
  • Priority Boarding
  • +2 more
None listed
Transfer Partners
No transfer partners
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +3 more
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Common Questions: United℠ Business Card vs Wells Fargo Autograph Journey

Is the United℠ Business Card or Wells Fargo Autograph Journey better for dining?

United℠ Business Card earns 2x on dining; Wells Fargo Autograph Journey earns 3x on dining. Wells Fargo Autograph Journey wins for dining.

Which has the higher signup bonus in 2026?

United℠ Business Card currently offers 100,000 pts signup bonus (spend $5,000 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). United℠ Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the United℠ Business Card and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. United℠ Business Card is from Chase and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.